Life Events Cover

Cover that keeps pace with change!

Your need for insurance can change as your circumstances change. With Life Events Cover, you can increase your insurance cover for certain specific life events, without providing any medical underwriting.

When you experience one of the ‘Life Events’ listed below, you are eligible to receive an additional unit of cover which is automatically issued on proof of the event.


Life Events Table

Event Evidence Document
Marriage Marriage Certificate
Divorce Divorce Certificate
Birth of a child Birth Certificate
Adoption Certificate of Adoption
Mortgage Loan Documentation
Loyalty Increase Membership of 10 years with Concept One

Applying for Life Events cover

You must apply for Life Events cover within 60 days of the event.


The cost

The cost of this additional cover is:

  • $2 per unit per week for Death & TPD, or
  • $1 per unit per week for Death only.

Call 1300 720 182 to apply for Life Events Cover.