Assertive Option

Investor profile

This investment option is likely to suit members seeking medium to long-term growth of their superannuation with high risk.

Objective

  • The Primary Investment Objective is to achieve annual investment returns which on average exceed the Consumer Price Index (CPI) plus 4% after tax and fees, over a rolling five-year period.
  • The Secondary Objective is to achieve investment returns exceeding the average performance of superannuation funds with a similar proportion of growth assets over a five-year period.
  • The investment risk objective is to achieve a positive return 16.2 out of every 20 years (this equates to a negative return in 3.8 out of every 20 years).

Investment Strategy

Maintain asset allocation within the ranges and appoint investment managers or select direct investments in accordance with asset allocation guidelines.

Minimum Investment Timeframe

Medium to long term: if you choose this investment option be prepared to stay invested in it for more than 5 years before it meets its objectives.

Standard Risk Measure 1

Risk Band: 6
Risk Label: High
Expected number of negative annual returns over any 20-year period: 3 to 4

Strategic Asset Allocation

Sector Range % Benchmark %
Australian Equities

25 - 41

33.5

International Equities

23 - 39

31

Real Assets 2

0 - 30

19

Growth Alternatives 3

1 - 12

6.5

Total Growth Assets

80 - 99

90%

Fixed Interest 4

1 - 11

6

Defensive Alternatives 5

0 - 7

2

Cash

0 - 20

2

Total Defensive Assets

1 - 20

10%

Indirect Cost Ratio: 0.85%

2 Includes direct property and unlisted infrastructure. 

3 Includes diversified growth funds and private equity.

4 Includes Australian and international bonds, hybrids, convertible preference shares, convertible notes and income securities.

5 25% Bloomberg AusBond Composite Bond 0+Yr Index, 40% Barclays Capital Global Aggregate (Hedged AUD), 35% (50% Bloomberg AusBond Bank Bill / 50% Bloomberg AusBond Composite Bond 0-3 Yr Index).

5 year returns